RebateBlue Logo
    Rebate.Blue
    QMIDGuidesInsightsSubmit
    QMID DirectoryGuidesWindows and Skylights Tax Credit: Form 5695 Line 20 Guide

    Windows and Skylights Tax Credit: Form 5695 Line 20 Guide

    February 2, 2026
    4 min read

    Energy Star windows and skylights installed by December 31, 2025 qualify for a federal tax credit: 30% of your costs, up to $600.

    Credit Expired December 31, 2025

    The 25C Energy Efficient Home Improvement Credit expired on December 31, 2025 due to the "One Big Beautiful Bill" (Public Law 119-21). If you installed qualifying windows or skylights by that date, you can still claim the credit on your 2025 tax return. (IRS FAQ on Public Law 119-21)

    Quick Summary

    • Windows and skylights go on Form 5695, Part II, Section A, Line 20
    • Credit: 30% of costs, maximum $600 total
    • Must meet Energy Star certification requirements
    • Main home only (not rentals, not second homes)
    • Part of the $1,200 annual cap shared with insulation, doors, etc.

    What Qualifies

    Energy Star Required

    Windows and skylights must meet Energy Star certification requirements for your climate zone. Not all windows qualify, even if they're new.

    Qualifying products:

    • Exterior windows (including storm windows)
    • Skylights
    • Glazing materials (replacement glass for existing windows)

    Requirements:

    • Must be Energy Star certified for your climate zone
    • Installed in your main home in the United States
    • You must be the original user
    • Components must remain in use for at least 5 years

    Main Home Only

    Unlike heat pumps and water heaters, windows and skylights only qualify if installed in your principal residence. Second homes, vacation properties, and rental properties don't qualify for the window credit.

    Credit Amount

    The credit is 30% of your costs, capped at $600 total.

    Tax Credit Calculator

    Eligible expense:$0.00
    Credit rate:30%
    Maximum credit:$600
    Your estimated credit:$0.00

    This calculator provides an estimate. Your actual credit may vary based on your tax situation. The credit is non-refundable and cannot exceed your tax liability.

    Example calculations:

    Total Cost30% CalculationActual Credit
    $1,500$450$450
    $2,000$600$600 (capped)
    $3,000$900$600 (capped)

    Once you hit $2,000 in costs, you've maxed out the credit. Spending more doesn't increase what you get back.

    What's Included

    Yes, covered

    • Window units (frames and glazing)
    • Skylight units
    • Installation labor
    • Materials required for installation
    • Storm windows (when Energy Star certified)

    No, not covered

    • Window screens
    • Interior window treatments (blinds, shades)
    • Decorative glass features beyond Energy Star specs
    • Repairs to existing windows

    Labor is included. The 30% covers both the window products and what you paid the contractor to install them.

    Form 5695 Line 20 Instructions

    Windows and skylights are reported in Part II, Section A, Line 20 of Form 5695.

    Lines 17a-17e: Qualifying Questions

    Before filling in Line 20, you must answer the qualifying questions in Lines 17a-17e. All Section A improvements (insulation, doors, windows) require these answers.

    • 17a: Are improvements installed in your main home in the US? (Yes required)
    • 17b: Are you the original user? (Yes required)
    • 17c: Will components remain in use for at least 5 years? (Yes required)
    • 17d: Enter your main home address
    • 17e: Were improvements related to construction? (If Yes, only post-construction improvements qualify)

    Line 20a: Four Most Expensive Windows/Skylights

    Enter the QMID and cost of your four most expensive qualifying windows or skylights.

    Two pieces of information:

    1. QMID boxes: Enter the manufacturer's 4-character QMID code
    2. Cost field: Enter the total cost of those four units (equipment + installation)
    Example: Carrier QMID
    N
    8
    H
    2
    Enter one character per box

    The QMID is a 4-character alphanumeric code that identifies your equipment manufacturer. Enter it exactly as shown in the IRS database or our directory.

    Find your window manufacturer's QMID in our directory. Look for the brand name on your window label or installation documents.

    Note

    The form provides space for four windows because the IRS wants to track high-cost items separately. If you only installed one or two windows, enter those costs here and leave the remaining spaces blank.

    Line 20b: All Other Qualifying Windows

    If you installed more than four windows or skylights, enter the combined cost of the remaining units here.

    Example: You installed 10 windows total.

    • Line 20a: Cost of the 4 most expensive windows + their QMID
    • Line 20b: Cost of the other 6 windows

    Line 20c: Total Window Costs

    Add Line 20a and Line 20b. This is your total qualifying window expenditure.

    Line 20d: Credit Calculation

    Multiply Line 20c by 30% (0.30). Maximum credit is $600.

    If your calculation exceeds $600, enter $600.

    Example:

    • Line 20c: $2,500
    • Calculation: $2,500 × 0.30 = $750
    • Line 20d: $600 (capped)

    Part of the $1,200 Cap

    The $600 window credit counts toward a larger annual limit of $1,200 for all Section A and most Section B improvements.

    Items Sharing the $1,200 Annual Cap

    EquipmentCredit LimitNotes
    Windows/Skylights$60030% of cost, Line 20
    Doors (exterior)$50030% of cost, Line 19
    Insulation$1,20030% of cost, Line 18
    Central AC$60030% of cost, Line 22
    Gas Furnace/Boiler$60030% of cost, Line 24
    Gas/Oil Water Heater$60030% of cost, Line 23
    Electrical Panel$60030% of cost, Line 25
    Home Energy Audit$15030% of cost, Line 26

    Combined maximum for these items: $1,200 annually. Heat pumps have a separate $2,000 cap on Line 29.

    Example scenario:

    • Installed windows: $600 credit (Line 20)
    • Installed new exterior doors: $500 credit (Line 19)
    • Installed insulation: $400 credit (Line 18)
    • Total calculated: $1,500
    • Actual credit: $1,200 (capped at Line 28)

    Form 5695 Line 28 enforces this limit. You add all the credits from Section A and Lines 22-26, then cap the total at $1,200.

    Energy Star Certification

    Not all windows meet the requirements. Energy Star certification varies by climate zone.

    Check Before You Buy

    Before purchasing windows, verify they're Energy Star certified for your climate zone. Ask your contractor or check the Energy Star label on the product.

    Energy Star defines climate zones based on heating and cooling degree days. Your location determines which efficiency thresholds your windows must meet.

    Key ratings for windows:

    • U-Factor: Heat transfer rate (lower is better)
    • SHGC: Solar Heat Gain Coefficient (optimal value varies by climate)

    Northern climates: Low U-Factor (good insulation), flexible SHGC Southern climates: Low SHGC (blocks heat gain), moderate U-Factor

    Energy Star Window Finder

    Search certified windows and skylights by manufacturer

    ENERGY STAR

    Claiming the Credit

    1

    Gather Documentation

    • Invoice showing window models, installation date, and costs
    • Energy Star certification label or certificate
    • Manufacturer's QMID code (find in our directory)
    • Payment confirmation
    2

    Complete Form 5695 Section A

    • Lines 17a-17e: Answer qualifying questions
    • Line 20a: QMID and cost of 4 most expensive windows
    • Line 20b: Cost of other qualifying windows
    • Line 20c: Total costs
    • Line 20d: Multiply by 30%, max $600
    3

    Calculate Section A Total

    • Line 27: Add all Section A and B credits (Lines 18b, 19h, 20d, 22d-26c)
    • Line 28: Enter lesser of Line 27 or $1,200
    • Add Line 29h (heat pumps, if applicable)
    • Line 30: Total credit
    4

    Transfer to Form 1040

    • Line 32 from Form 5695 goes to Schedule 3, line 5b
    • Credit reduces tax liability dollar-for-dollar

    Common Mistakes

    Avoid These Errors

    Using non-Energy Star windows: Regular windows don't qualify. Verify certification before purchase.

    Claiming rental or second home: Only your principal residence qualifies for the window credit.

    Missing the QMID: Starting in 2025, the QMID is required. Look it up in our directory or call the manufacturer.

    Including screens and blinds: Only the window unit and installation labor count. Accessories don't qualify.

    Forgetting the $1,200 cap: Windows share a $1,200 annual limit with doors, insulation, AC, furnaces, and more.

    Not subtracting rebates: If you received manufacturer or utility rebates, subtract them from your costs before calculating the credit.

    Stacking With Other Improvements

    You can claim windows along with other energy improvements in the same year, subject to the overall limits.

    Example: Full envelope upgrade

    • Windows: $2,500 installed → $600 credit (Line 20d)
    • Exterior doors: $1,800 installed → $500 credit (Line 19h, capped)
    • Insulation: $1,500 installed → $450 credit (Line 18b)
    • Section A total before cap: $1,550
    • Actual Section A credit: $1,200 (Line 28, capped)

    If you also installed a heat pump:

    • Heat pump: $7,000 installed → $2,000 credit (Line 29h)
    • Combined total credit: $3,200 ($1,200 Section A + $2,000 Line 29)

    The $3,200 is the maximum total credit you can claim in a year for all Part II improvements.

    Timeline and Expiration

    Installation Deadline Passed

    The 25C credit expired December 31, 2025. Installations after that date do not qualify. If you installed qualifying windows by December 31, 2025, you can still claim the credit on your 2025 tax return (filed in 2026).

    Active period: January 1, 2023 through December 31, 2025

    The installation date matters, not the purchase date. If you bought windows in 2025 but installed them in 2026, they don't qualify.

    Non-Refundable Credit

    The 25C credit is non-refundable. It can reduce your tax liability to zero but won't generate a refund beyond what you've already paid in withholding.

    Example:

    • You owe $400 in federal taxes
    • Your window credit is $600
    • You reduce your taxes to $0
    • The extra $200 doesn't carry forward or refund

    Note

    If you typically get a large refund (meaning you've overpaid through withholding), you'll likely be able to use the full credit. If you typically owe at filing time, plan accordingly.

    Record Keeping

    Keep these documents for at least 3 years after filing:

    • Completed Form 5695
    • Contractor invoice (itemized with installation date)
    • Energy Star certification label or certificate
    • Payment records
    • QMID source documentation
    • Window manufacturer specifications

    The IRS can audit returns up to 3 years after filing. Clean records prevent headaches.

    Getting Your QMID

    Starting with the 2025 tax year, you need your window manufacturer's QMID — a 4-character IRS registration code. It won't be on your windows or your invoice. Look it up in our QMID directory by manufacturer name, or call the manufacturer and ask.

    Official Resources

    25C Credit Overview

    IRS overview of the Energy Efficient Home Improvement Credit

    IRS.gov
    Form 5695 Official Page

    Download the form and instructions directly from the IRS

    IRS.gov
    Energy Star Windows Database

    Search certified windows and skylights by manufacturer

    ENERGY STAR

    Find your manufacturer's QMID

    Search our directory by brand name to get the correct QMID for your Form 5695.

    Search QMID Directory
    Back to all guides

    QMID Directory is provided “AS IS” without warranties of any kind. This is not tax, legal, or financial advice. Consult qualified professionals before claiming any credits. We disclaim all liability for tax consequences. Verify all codes directly with the IRS at irs.gov. See full Terms.

    RebateBlue© 2026 rebate.blue. All rights reserved.
    QMID DirectoryWhite-Label LookupSubmit QMIDTermsPrivacy