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    QMID DirectoryGuidesFurnace and Boiler Tax Credit: Line 24 on Form 5695 Explained

    Furnace and Boiler Tax Credit: Line 24 on Form 5695 Explained

    February 2, 2026
    4 min read

    High-efficiency furnaces and boilers installed by December 31, 2025 qualify for a federal tax credit of up to $600. The equipment must run on natural gas, propane, or oil and meet strict AFUE thresholds.

    Credit Expired December 31, 2025

    The 25C Energy Efficient Home Improvement Credit expired on December 31, 2025 due to the "One Big Beautiful Bill" (Public Law 119-21). If you installed a qualifying furnace or boiler by that date, you can still claim the credit on your 2025 tax return. (IRS FAQ on Public Law 119-21)

    Quick Summary

    • Credit: 30% of costs, maximum $600
    • Furnaces must have AFUE 97% or higher
    • Requires manufacturer's QMID code
    • Covers equipment and installation labor
    • Part of the $1,200 annual cap for Section B improvements
    • Can combine with electrical panel credit for up to $600 more

    What Qualifies

    Line 24 on Form 5695 covers natural gas, propane, or oil furnaces and hot water boilers. Electric resistance furnaces do not qualify (consider heat pumps instead, which qualified for up to $2,000 on Line 29).

    Efficiency Requirements

    Furnaces: AFUE (Annual Fuel Utilization Efficiency) of 97% or higher

    Hot Water Boilers: AFUE of 95% or higher

    These ratings appear on the equipment's EnergyGuide label and in the manufacturer's specifications.

    Standard furnaces typically have AFUE ratings of 80% to 90%. Only the most efficient condensing furnaces reach the 97% threshold required for this credit.

    Credit Amount

    The credit is 30% of your total costs, capped at $600. This includes both equipment and installation labor.

    Examples:

    • Total cost: $3,500 → Credit: $1,050 → You receive: $600 (capped)
    • Total cost: $1,800 → Credit: $540 → You receive: $540

    Tax Credit Calculator

    Eligible expense:$0.00
    Credit rate:30%
    Maximum credit:$600
    Your estimated credit:$0.00

    This calculator provides an estimate. Your actual credit may vary based on your tax situation. The credit is non-refundable and cannot exceed your tax liability.

    Note

    If you received a utility rebate or manufacturer rebate, subtract it from your costs before calculating the credit.

    How to Complete Line 24

    Line 24 is in Part II, Section B of Form 5695. You'll fill in four sub-lines.

    Line 24a: QMID and Most Expensive Unit

    Enter two pieces of information:

    1. QMID boxes: Your manufacturer's 4-character QMID code
    2. Cost field: The cost of your most expensive furnace or boiler (if you installed more than one)
    Example: Carrier QMID
    N
    8
    H
    2
    Enter one character per box

    The QMID is a 4-character alphanumeric code that identifies your equipment manufacturer. Enter it exactly as shown in the IRS database or our directory.

    Find your QMID using our searchable directory. Search by brand name (the name printed on your equipment), and we'll provide the correct manufacturer code.

    Enter exactly 4 characters, one per box. No spaces or dashes.

    Line 24b: Other Furnaces or Boilers

    If you installed additional qualifying furnaces or boilers, enter their combined cost here. Most homeowners will enter -0-.

    Line 24c: Total Costs

    Add Line 24a cost plus Line 24b. This is your total furnace and boiler costs.

    Line 24d: Calculate Credit

    Multiply Line 24c by 30% (0.30). Enter the result, but if it exceeds $600, enter $600.

    Example:

    • Line 24a: QMID "L7S0", cost $4,200
    • Line 24b: $0
    • Line 24c: $4,200
    • Line 24d: $4,200 × 0.30 = $1,260 → Enter $600 (capped)

    Stacking With Other Credits

    The furnace credit is part of the $1,200 annual limit that covers Lines 18-28 in Section B (insulation, doors, windows, AC, water heaters, furnaces, electrical panels, and audits).

    However, you can also claim electrical panel upgrades on Line 25 for up to $600 more.

    Combining Furnace Credit With Other Improvements

    EquipmentCredit LimitNotes
    Furnace only$600Line 24 max
    Furnace + Panel upgrade$1,200$600 each on Lines 24 & 25
    Furnace + Windows$1,200Subject to $1,200 annual cap

    Combined annual limit for Lines 18-28 (excluding Line 29 heat pumps): $1,200

    Line 25: Electrical Panel Upgrades

    Don't Miss the Electrical Credit

    If your contractor upgraded your electrical panel, added circuits, or installed new feeders specifically to support your furnace or boiler, you can claim an additional credit of up to $600 on Line 25.

    This is separate from your furnace credit. Here's how to claim it:

    Line 25a: Answer "Yes" if you installed electrical improvements

    Line 25b: Enter code "G" (enables furnace or boiler)

    Line 25c: Enter the cost of electrical work

    Line 25d: Enter your furnace/boiler QMID

    Line 25e: Multiply Line 25c by 30%, max $600

    Example: You paid $1,800 for a panel upgrade to support your new furnace.

    • $1,800 × 0.30 = $540
    • Enter $540 on Line 25e

    This $540 is in addition to your $600 furnace credit, giving you a total of $1,140.

    What's Covered

    Yes, included in the credit

    • Furnace or boiler equipment cost
    • Installation labor
    • Thermostat upgrades (when installed with qualifying system)
    • Electrical panel upgrades (Line 25, separate $600 credit)

    No, not covered

    • Ductwork modifications
    • Chimney work or venting (unless required for the qualifying equipment)
    • Extended warranties
    • Maintenance agreements

    Required Documentation

    Keep these documents for at least 3 years after filing:

    1

    Gather Before Filing

    • Contractor invoice showing installation date and itemized costs
    • Equipment specifications showing AFUE rating
    • Manufacturer's QMID code
    • Payment confirmation
    • Electrical invoice (if panel/circuit work was done)
    2

    Complete Form 5695

    • Line 24a: Enter QMID and cost of most expensive furnace/boiler
    • Line 24b: Cost of other furnaces/boilers (or -0-)
    • Line 24c: Total costs
    • Line 24d: Multiply by 30%, max $600
    • If electrical work: Complete Line 25 (code G, costs, QMID)
    3

    Transfer to Form 1040

    • Line 24d goes into Line 27 calculation
    • Final credit from Line 32 goes to Schedule 3, line 5b

    Annual Limits Explained

    The furnace credit shares the $1,200 annual cap with other Section B improvements. This means the total you can claim for Lines 18-28 combined (insulation, doors, windows, AC, water heaters, furnaces, electrical panels, audits) is $1,200.

    Heat pumps on Line 29 have a separate $2,000 limit and do not count toward the $1,200 cap.

    Maximum possible 25C credit in one year (during 2023-2025):

    • Heat pumps (Line 29): $2,000
    • Other improvements (Lines 18-28): $1,200
    • Total: $3,200

    Common Questions

    Finding Your QMID

    Starting with the 2025 tax year, you need your manufacturer's QMID — a 4-character IRS registration code. It won't be on your furnace or your contractor's invoice. Look it up in our QMID directory by brand name, or call the manufacturer and ask.

    Common furnace brands and their parent manufacturers:

    • Carrier brands (Bryant, Payne, Comfortmaker) → QMID: N8H2
    • Trane brands (American Standard, Ameristar) → QMID: B8T9
    • Lennox → QMID: L7S0
    • Rheem brands (Ruud, Weatherking) → QMID: K3A8
    • Daikin brands (Goodman, Amana) → QMID: I7Q6

    Check the directory for your specific brand to get the exact code.

    Timeline

    Installation Deadline Passed

    The credit expired December 31, 2025. Only installations placed in service by that date qualify.

    The installation date matters, not the purchase date. If your contractor finished the job on December 30, 2025, you can claim it on your 2025 tax return (filed in 2026). If installation was completed January 1, 2026 or later, the credit does not apply.

    Official Resources

    25C Credit Overview

    IRS overview of the Energy Efficient Home Improvement Credit

    IRS.gov
    Form 5695 PDF

    Download the current year Form 5695

    IRS.gov
    Form 5695 Instructions

    Detailed instructions for completing Form 5695

    IRS.gov

    Related Articles

    • Form 5695 Complete Guide - Line-by-line instructions for all credits
    • 25C Tax Credit for Heat Pumps - Compare furnace credit with heat pump credit
    • What is a QMID? - Understanding manufacturer identification codes

    Need Help?

    Search our QMID directory to find your manufacturer's code, or read our complete Form 5695 guide for step-by-step instructions on claiming all energy credits.

    Find your manufacturer's QMID

    Search our directory by brand name to get the correct QMID for your Form 5695.

    Search QMID Directory
    Back to all guides

    QMID Directory is provided “AS IS” without warranties of any kind. This is not tax, legal, or financial advice. Consult qualified professionals before claiming any credits. We disclaim all liability for tax consequences. Verify all codes directly with the IRS at irs.gov. See full Terms.

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